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Savings Opportunities

Here are great local resources and money-saving tips which can help decrease expenses.


Major Money-Saving Smarts
Local Resources for Morgantown Area
  1. Local Food Banks
  2. Housing, Utilities, Entertainment, and Discounts
  3. Local Thrift Shops
Save On... Tuition & Fees
  1. Consider taking extra classes each semester to graduate earlier. It's pretty much impossible to earn a bachelor's degree in four years if you're taking twelve credits each fall and spring.
  2. If you're an out-of-state student, research to see if you can get reduced tuition through Academic Common Market, Ohio Tuition Reciprocity, or the program for Garrett College students.
Save On... Books & Supplies
  1. Rent books or e-books instead of purchasing.
  2. If you need to buy, try to buy used.
  3. Borrow from the library if possible.
  4. If you had to buy (instead of rent), sell your unnecessary books at the end of the semester.
  5. Check your syllabus when you get it to see if the book is needed and don't unwrap a book until you know for sure.
  6. Ask your professor if older editions are acceptable.
Save On... Rent or Mortgage (or Room and Meals if living on-campus)
  1. If you live on campus, use your meal plan instead of dining out. You’ve already paid for those meals!
  2. If you live on campus, consider becoming a Resident Assistant. It looks great on a resume and comes with waivers for room and meals.
  3. Consider getting a roommate to help with rent and utilities.
  4. Choose an apartment that may be further away. It may not be as convenient, but living on the fringes of a town can be cheaper.
Save On... Utilities
  1. Review your billing statements to make sure you are not charged unnecessary fees.
  2. Call to negotiate rates – for your cable, internet, interest rates on credit cards, etc. The worst they can do is say no.
  3. Consider getting a roommate to help with rent and utilities.
  4. Search for cheaper rates through other providers (cell phone, cable, etc.)
  5. Consider using online television and video services instead of expensive cable packages or cut back on your cable options.
  6. Save on electric by throwing on a sweatshirt instead of cranking up the heat.
  7. Save on electric by not running air conditioning on high.
  8. Save on electric turning off lights as you leave rooms and unplugging things. Plugged in electronics use electricity even when they're not on!
Save On... Cell Phone
  1. Review your billing statements to make sure you are not charged unnecessary fees.
  2. Search for cheaper rates through other providers (cell phone, cable, etc.)
  3. If you're limited on data or text or minutes, make sure you don't go over.
Save On... Transportation
  1. Use public transportation such as Mountain Line or the PRT. It’s free for students, so you’ll save money on gas for your car, parking, and wear and tear on your vehicle.
  2. Carpool.
  3. Bike or walk to class if you can.
Save On... Groceries
  1. Shop at discount food stores. Some of them have fantastic produce!
  2. Utilize local food banks when things are tight.
  3. Make a list before you go shopping of things you need... and stick to it.
  4. Don't go shopping when you're hungry.
  5. Buy generic instead of name brand.
  6. Use coupons. There are a ton of coupon apps available.
Save On... Dining Out
  1. If you live on campus, use your meal plan instead of dining out. You’ve already paid for those meals!
  2. Do some basic cooking instead of dining out or ordering in.
  3. Prep snacks to bring with you instead of buying from vending machines or shops.
  4. Make coffee at home instead of buying coffee out.
  5. Invest in a good water bottle to use throughout the day.
  6. Use coupons.
  7. Always ask if you can get a discount with your student ID.
  8. Consider dinners where friends bring food instead of going out to eat. Anyone up for a game night?
Save On... Clothing
  1. Shop at local thrift shops. There's no point in paying a ton of money - especially for basics and lounge clothes.
  2. Shop clearance and outlets.
  3. Do clothing swaps with your friends.
Save On... Entertainment
  1. Look for cheap (or FREE) entertainment.
  2. Check out local entertainment options that are cheap/free.
  3. Always ask if you can get a discount with your student ID.
  4. Consider dinners where friends bring food instead of going out to eat. Anyone up for a game night?
Save On... Medical Expenses
  1. Make healthy choices to help prevent bigger medical expenses.
  2. Don't procrastinate! Prevention is crucial.
  3. Don't be afraid to ask your doctor if the test or medication is necessary... or if there is a cheaper option.
  4. Request generic versions of medication when available.
  5. Review your billing statements to make sure you are not charged unnecessary fees.
Save On... Holidays & Gifts
  1. Consider going in on a group gift instead of purchasing individual gifts.
  2. Bake or make something as a gift.
  3. Shop clearance.
  4. Stock up after holidays when things get cut to half off.
  5. Give an experience. People like activities together: picnics, trips to state parks, amusement park, movie night with popcorn and candy, etc. Tip: parents especially love this.
  6. Give a memory: photo albums, framed pictures or collages, photo gifts like blankets or mugs. Tip: parents especially love this.